Category: Rates
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How Rate Lock Windows Work in Auto Financing
When shopping for a car loan, timing matters. Interest rates can…
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How Rate Floors Protect Lenders and Affect Your Quote
When you apply for a loan, the interest rate you’re offered…
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What Rate Spread Means for Multi-Lender Applications
When you apply for a loan from more than one lender,…
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Rate Tiers Explained: Prime, Near-Prime, Subprime
When lenders evaluate loan applications, they assess credit risk using rate…
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How Rate Shopping Affects Your Credit Score
Comparing loan offers is a smart financial move. It allows you…
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Why Smart Borrowers Are Ditching Banks for Credit Unions
When it comes to borrowing money for a car, a home,…
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How to Lock in a Low Rate Before It Rises
Interest rates rarely stay still. They rise and fall based on…
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Best Auto Loan Rates for 2026
Auto loan rates in 2026 are showing signs of stabilization after…